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Senior Backend Engineer, NIRA

Tilt
Remote - IndiaFull-time7+ years

About this job

Tilt is a global company that utilizes mobile-first products and machine learning-powered credit models to evaluate real financial potential beyond traditional credit scores. Its brand NIRA is building a consumer credit platform focused on underserved populations in India, operating across thousands of cities and processing thousands of loan applications daily. As a Senior Backend Engineer for NIRA, you will join the engineering team to help shape the infrastructure and product roadmap. Your normal day will involve scaling the platform to handle higher volumes, supporting multiple financial products, refining credit decision systems, and working closely with local engineering groups as well as broader APAC and global teams, including product, compliance, and analytics departments.

Responsibilities

  • Collaborate with the local NIRA engineering team and the broader APAC engineering team to scale platform capacity.
  • Scale the platform to support various financial products and underlying instruments.
  • Drive iterations on credit policy and enhance credit decision systems.
  • Partner with product, credit/finance, compliance, support, and analytics teams.

Requirements

  • 7+ years of professional experience.
  • Strong experience using Java.
  • Demonstrated experience working in AWS-native environments using tools like DynamoDB, Athena, and Lambda.
  • Experience with scaled technical solutions and increasing platform scalability.
  • Clear communication skills with the ability to articulate technical solutions globally.
  • Product engineer mentality with ownership of solutions from start to finish.

Good to have

  • Experience using .NET.

Who should apply

This role suits experienced backend engineers with a strong background in Java and AWS who want to drive impactful technical projects in the fintech sector. Candidates should have a product-focused mindset, excellent collaboration skills for working across global teams, and experience scaling platforms. The posting does not mention if freshers can apply, as it specifically requires 7+ years of experience.

Frequently asked questions

What is the role being offered at Tilt?

Tilt is hiring for a Senior Backend Engineer position for the NIRA team.

Where is the Senior Backend Engineer, NIRA position located?

The position is Remote in India.

What technical skills are required for the Senior Backend Engineer, NIRA role?

Candidates need 7+ years of experience, strong Java skills, AWS-native environment experience (DynamoDB, Athena, Lambda), platform scaling experience, and a product engineer mindset.

What does NIRA do as part of Tilt?

NIRA builds a consumer credit platform targeting underserved populations in India, processing thousands of loan applications daily and integrated with Tilt.

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